Scanning 2,400+ lenders daily

Stop refreshing Bankrate.
We'll watch mortgage rates for you.

Set your buyer profile once. HomeLeap scans rates every day and alerts you when mortgage conditions match your situation. Like Kayak for flights, but for your first home.

Free to start. No credit card. No spam from lenders.

Rate Monitor Live
6.38% ↓ 0.12%
30-Year Fixed · Updated 2h ago
Rate dropped below your 6.5% target FHA 30-yr fixed now at 6.38% — matches your profile
2h ago
🔔
New down payment program in your area Sacramento County — up to $15K for first-time buyers
1d ago
2,400+ Lenders monitored daily
0.25% Avg. rate drop we catch
$47K Avg. savings over loan life
100% Free. No lender kickbacks.
How It Works

Three steps. Then we do the watching.

Stop checking rates every morning. Set it once and get back to living your life.

01

Set your buyer profile

Tell us your income, savings, credit range, and where you want to buy. Takes about 2 minutes.

Income $85,000
Savings $32,000
Credit range 700-750
Target area Sacramento, CA
02

We scan rates daily

HomeLeap monitors thousands of lenders and programs every day, matching conditions against your profile automatically.

30-yr Fixed 6.38% ↓
15-yr Fixed 5.72%
FHA 30-yr 6.12% ↓
Programs 3 new matches
03

Get alerted when it's time

When rates drop to your target or a new assistance program matches, you'll get a notification with exactly what changed and why it matters.

✅ Rate alert Below 6.5%
🔔 New program $15K grant
📈 Monthly payment $1,847/mo
🚀 Affordability In range

Built for future homeowners, not real estate agents.

If you've ever Googled "can I afford a house" at midnight, this is for you.

🏠

Renters saving for a down payment

You're putting money aside every month but have no idea when rates will make buying realistic. We'll tell you.

📈

Rate watchers tired of refreshing

You check Bankrate, NerdWallet, and Zillow weekly hoping for a dip. Let us automate that and alert you when it matters.

🤔

First-timers who don't know where to start

FHA? Conventional? Down payment assistance? Set your profile and we'll surface which programs and rates actually fit your situation.

We work for you, not lenders.

Most "rate comparison" sites exist to sell your info to loan officers. HomeLeap is buyer-first. We don't take referral fees, sell leads, or spam you with calls.

No lead generation

Your data stays yours. We never sell your info to lenders or agents.

Personalized, not generic

Alerts based on your actual financial profile, not national averages.

Programs included, not just rates

We track down payment assistance, grants, and FHA programs in your area.

Set it and forget it

We scan daily. You only hear from us when something changes for your situation.

How we compare
Rate sites HomeLeap
Personalized alerts
Daily scanning Manual Auto
Assistance programs
Sells your data Yes Never
Phone calls from lenders Instantly Zero
Monthly payment calc Generic Your profile

Your future home is waiting.
So are better rates.

Set up your buyer profile in 2 minutes. We'll start scanning immediately and alert you when mortgage conditions match your situation. No spam. No lender calls. Just signal.

Free forever for personal use. We'll never sell your data.